FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.
How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores. FICO plans to launch a suite of credit scores later this year that ...
Buying a house is a significant financial decision, and many potential homeowners explore various financing options. One such option is using a personal loan. While it’s technically possible to use a ...
NEW YORK (AP) — Between rising prices and dwindling job growth, using “buy now, pay later” on everything from concert tickets to fast food deliveries is becoming increasingly appealing. But greater ...
Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...
If you're struggling to afford homeownership, you're not alone. In the U.S. in 2025, the average age of first-time homebuyers clocked in at 40 years old, up from age 29 in 1985, according to a new ...
Veterans are taking advantage of the U.S. housing market tilting in buyers’ favor, new data from Redfin shows, with lower borrowing costs and more for-sale inventory leading to greater numbers ...
Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. MoMo Productions / Getty Images The oldest members of Generation Z ...
You can use a personal loan to buy a house if you won’t also need a mortgage loan. Mortgage lenders usually don’t allow buyers to use personal loans for down payments, so having a recent personal loan ...