Previously, there was a cap on how long you could stay invested in the NPS. Now, subscribers can continue their investment until the age of 85, unless they choose to exit earlier. This benefits those ...

Under the revised guidelines, pension funds must invest contributions prudently across several regulated asset categories.

The Pension Fund Regulatory and Development Authority (PFRDA) has introduced significant changes to the National Pension ...

The government employees who are subscribers of NPS, UPS, and APY can invest up to five percent, the maximum permissible ...

Under the new rules, you will now need to invest only Rs 4 lakh (20%) in an annuity product. The remaining 80% can be withdrawn as a lump sum — the tax treatment on this withdrawal would still be ...

PFRDA allows NPS funds to invest in gold, silver ETFs, AIFs, REITs, and bonds adding diversification options for pension subscribers.

Hi everyone, I’m a 30-year-old doctor, married, and together my wife and I earn around Rs 30 lakh per year. We don’t have kids yet but plan to in the future. I wanted some clarity on term insurance — ...

Pension funds can also invest in IPOs, follow-on-public offer, and offer-for-sale of companies approved by SEBI, provided ...

They also make more sense if you fall in the 0–20% tax bracket, where the pre-tax advantage of products like NPS largely ...

Planning for retirement early is one of the smartest financial decisions anyone can make. The longer your investment horizon, ...